Rates & Fees

CashLoans is not an actual lender, and therefore does not make credit decisions or determine actual APRs (Annual Percentage Rate) if you are approved for a loan.

Cashloansinusa.com is not a lender and does not have the ability to disclose exact APR. Consumers who originated via a paid Google advertisement feature rates on Cashloansinusa.com of no greater than 35.99% APR maximum (calculated consistent with the Truth in Lending Act, TILA) with repayment terms from 5 months to 60 months.

This number will be set by your lender and you will be notified of the final number before accepting the loan terms. Actual loan amounts, terms and APRs vary based on the information supplied by you in your loan request. This information is provided in your loan agreement with the lender you are connected with.

Rates based on creditworthiness and are subject to change without notice. Your actual rate and monthly payment may vary. Must be 18 years of age or older to apply. Cashloansinusa.com does refer consumers to trusted professional lenders who can provide loan information and assistance. There is no charge for our service. Once your application has been submitted and if approved, you shall be presented with the loan offer agreement. Lenders will disclose all details related to the loan — including APR, loan finance charges, or any other loan terms you would be agreeing to. We recommend to all users to carefully read and review the loan terms of any offer you receive. If you still have questions related to APR or loan related services, please contact us for more assistance.


Repayment terms on all type of loans are monthly from 5 months to 60 months, depending either on your preferences or your lender's terms. Funds are typically withdrawn automatically from your bank account on the date agreed upon with your lender. Be sure that you read and fully understand all of your lender's policies regarding repayment.

Personal Loan Costs

The cost of a personal loan varies based on factors related to your application, including the state you reside in, the lender you are connected with, how much you are borrowing, and the repayment terms of the loan. Your credit score may also be taken into consideration.

Typical Personal Loan Terms

While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.

Loan amount: $500.00 – $15,000.00
Lending period: 5 - 60 months
Payment frequency: Once a month or twice a month
APR: Will vary based on your credit score, repayment history and other factors
Prepayment penalty: None

Representative Example

If you borrowed $5,000 over a 36 months period with an 11.49% Interest Rate, your monthly repayments would be $165.00, with a total pay back amount of $5940.00,with a total cost of $940.00. Representative 11.49% APR.

Apply Now! Up To $1000

Loan Amount Interest Rate Loan Term Monthly Payment Total Payments Total Costs
$1,500.0024.00%11 Mth$153.26$1,685.86$185.86
$2,500.0019.00%18 Mth$160.70$2,892.60 $392.60
$5,000.0011.49%36 Mth$164.85$5,934.60$934.60
$10,000.0011.49%60 Mth$219.87$13,192.20$3,192.20

Contact Details

  • Contact Address: 1405 Fillmore Street San Francisco, CA 94215,United states
  • Contact Email id: info@cashloansinusa.com